Finance Consulting · Govern
We advise on treasury operations: the banking and account structure, liquidity management across entities and currencies, currency and interest rate exposure, and the controls that prevent payment fraud. The approach is to quantify exposure before recommending any hedge, so that hedging follows a policy rather than becoming speculation with extra steps. On the control side, the emphasis is on segregation between setting up a payee and approving payment, with out-of-band verification of bank-detail changes. It matters because cash spread across many accounts with poor visibility, unquantified currency exposure and informal payment authorisation are each a quiet, avoidable risk.
In short
Treasury advisory covers cash and banking structure, liquidity, currency and interest rate exposure, and the controls around payments. Exposure that has not been quantified cannot be sensibly hedged, and payments that are not controlled are where fraud enters.
Start a conversationWhat we do
We rationalise accounts, entities and banking relationships, and make their cost visible. Structures tend to accumulate accounts over time until nobody can say why each exists or what it costs. Simplifying them improves both control and the terms available from the banks that remain.
We improve the visibility and movement of cash across entities and currencies so that idle balances are put to use. Cash trapped in the wrong entity or currency is cash the group is effectively borrowing against unnecessarily. Better visibility and pooling reduce both interest cost and the risk of a surprise shortfall.
We quantify currency and interest rate exposure and set a hedging policy proportionate to it. Hedging without first measuring the exposure, and defining what is being protected, is simply a different bet. A policy grounded in the actual exposure keeps treasury from drifting into speculation.
We design payment authorisation, segregation of duties and fraud-prevention controls, and set them down as policy. The single most effective control is separating the person who sets up a payee from the person who approves the payment, with independent verification of any change to bank details. That one discipline blocks the large majority of payment fraud.
What you receive
Documented output your teams keep and can act on without us in the room.
When this work helps
How an engagement runs
Understand the decision, the financial context, and how finance currently operates. We establish exactly what question the engagement must answer, so a business-case review and a process redesign are not confused with one another.
Review the case, processes, controls, and reporting against what the organisation needs to rely on. We report where the numbers and processes are dependable and where they rest on assumptions that will not hold under pressure.
Set out the financial approach, process design, control set, and reporting model. Definitions, ownership, and controls are documented so the improvement does not depend on us remaining involved.
Support implementation, then track cost and benefit against what was approved. We measure realised value against the criteria agreed at the outset, so the decision is held to account rather than forgotten.
Where we work
Fidova provides finance consulting from Delhi, India, and works with organisations internationally, including group structures with entities, currencies, and reporting obligations in more than one country.
Engagements run in English, are scheduled around your time zone, and can be delivered remotely end to end, with on-site time planned where a phase genuinely benefits from being in the room.
Related services
Financial risk management identifies and controls exposures to credit, liquidity, market and operational loss. It complements enterprise risk work rather than replacing it, with the emphasis on quantified limits.
Financial restructuring addresses unsustainable debt, cost structure or operations to restore viability. It is advisory and financial work; formal insolvency processes require licensed insolvency professionals.
Management reporting delivers timely, consistent information that supports decisions rather than describing history. A pack that arrives late, or that two functions can read differently, informs nothing.
Questions
Straight answers to what buyers ask us before an engagement begins.
Enquiries
Your enquiry lands in the same inbox as every other on this site and is read by us. Tell us the requirement and we will reply with a practical next step.
Prefer email? contact@fidovaadvisory.com
Next step
